Your Benefits at UNC-Chapel Hill
The University provides eligible employees with access to a variety of benefit plans that promote health and wellness, in addition to helping you build financial resources for retirement. We offer the benefit plans you would expect from a leading employer—including employer paid medical and retirement for eligible employees and a variety of health, life and income protection plans which can be valuable to your specific needs.
The benefit plans you choose will generally stay in effect until you experience a qualified life event, otherwise you must wait until the plan’s annual enrollment period. Information about qualified life events and benefit plan changes can be found in the Life Events section of the Office of Human Resources website.
- Permanent full-time SHRA and EHRA employees working 30 or more hours per week are eligible for all benefits.
- Permanent part-time SHRA and EHRA employees working 20 to 29 hours per week are eligible for all benefit programs, except mandatory retirement, NC 401(k) and Long Term Disability. The employee must pay the full cost of medical plan coverage.
- Dependent children up to age 26 are eligible. Disabled dependent children may be eligible beyond age 26.
- Domestic partner coverage is available for: UNC Group Term Life and Dental Insurance.
- Legally married spouses are eligible for benefit plans that provide spousal coverage options.
For benefit-eligible employees, the UNC System Office provides an interactive video guide to UNC benefits in 2019, which includes information on health, prescription drug, dental, vision, flexible spending accounts, cancer insurance, critical illness, group life, accident insurance, disability and retirement programs.Go to Video
Mandatory retirement plan contributions begin on your date of eligibility. Failure to select a mandatory retirement plan within the allowed 60 calendar day window will result in automatic TSERS enrollment.
- Depending on the benefit plan, the amounts that you pay may not be subject to Social Security/Medicare, federal and North Carolina state income tax or a combination thereof. Some benefit plan premiums/deductions are paid on an after-tax basis. The Benefit Plan Deduction Tax Status Guide provides details.
- Medical plan premiums are paid one month in advance of coverage and all other benefit plan premiums/deductions are taken in the same month that coverage is effective. Mandatory retirement plan contributions begin on day one of eligibility.
NOTE: If you delay enrollment, your first benefit plan deductions could be larger than normal in order to catch up the amount that you owe. This will result in lower take-home pay which is why timely enrollment is important.
- If you are paid monthly, the full monthly premium/deduction amount is taken each pay period. If you are paid bi-weekly, one half of the monthly benefit plan premium amount is deducted each pay period. With the exception of mandatory retirement, benefit plan premiums/deductions are not taken when a third bi-weekly pay occurs in a month.
- as a newly hired/eligible faculty or staff member
- after experiencing a qualified life event
- during annual enrollment
State Health Plan & NCFlex Benefits
Self Service is where you can enroll or make changes. You will need your UNC Onyen and password to access this enrollment portal.
- To enroll by phone, contact the Eligibility and Enrollment Support Center at 1-855-859-0966.
- Teachers and State Employees’ Retirement System
First, submit the Retirement Election Form to OHR Benefits and Leave Administration within 60 calendar days of eligibility. Then, register and sign in to the TSERS ORBIT portal to designate beneficiaries. Access to the ORBIT portal becomes available approximately 30 days after your first contribution is made.
- University of North Carolina Optional Retirement Program
Submit the ORP-1 and Retirement Election Form within 60 calendar days of eligibility.
- Then go to your selected vendor’s portal to set up your account, investment direction and beneficiaries.
UNC Benefit Plans
All forms for the following plans should be submitted to:
This plan aligns with UNC Optional Retirement Program (ORP). Submit the enrollment form within 60 calendar days of eligibility. Late enrollment requires an additional medical statement for consideration.
This plan aligns with the Teachers’ and State Employees’ Retirement System (TSERS). Submit the enrollment form within 60 calendar days of eligibility. Late enrollment also requires additional evidence of insurability for consideration.